SBI (State Bank of india) is a public sector Bank which operates under the Government of India. It is one of the Fortune 500 Companies in the world, from the survey taken by Forbes India. That being said, SBI implements all measures to make the banking simpler and easier for everyone in every form. SBI has SMS banking with which you can check your account balance, get mini statement, transfer funds and even more. I’m using it since past 2 years and is very handy for me whenever i want to check the balance on my account especially when i’m traveling. Its very simple and you can do all those with just a single sms from your registered mobile number that is linked to your SBI account. To get started, you need to register for the service with your MPIN. Details as follows.
SMS Banking features in SBI
- SBI SMS Banking has following Features:
- Balance Enquiry
- Mini Statement of last 5 transactions
- Transfer of funds – Mobile to Mobile money transfer through the IMPS
- Mobile Top up recharge
- DTH Top-up and recharge
Steps for the registration of SBI’s SMS Banking:
1. Type the text MBSREG into the message and send it to the number 9223440000. SBI will send you the User ID and default MPIN.
2. Change the MPIN by typing below text into the message and sending it to the number 9223440000. SMPIN[User Id][Old Mpin][New Mpin]
3. For accepting Terms and Conditions of the Service. Type [SACCEPT][UserId][Mpin]
Now SBI will send the registration confirmation message. Registration Done!
Keywords for Balance enquiry and Mini Statement
Now you can avail the SBI SMS Banking facility using below keywords.
- For Balance Enquiry: Send the below text message to the number 9223440000 for Balance inquiry using SBI SMS Banking.
[SBAL][UserId][Mpin]
- For Mini Statement: Send the below text message to the number 9223440000 for Mini Statement using SBI SMS Banking.
[SMIN][UserId][Mpin]
For Fund Transfer & mobile topup, Visit SBI website to get clear idea.
Note :- Please do not type rectangular bracket [ or ] in the message. Keywords are not case sensitive. Use spaces between each word in the message.
Update: This procedure is still working fine for me, however i see many are facing problems because your mobile number is not properly registered with the Bank. Check below articles to register your mobile number and you can get the same confirmed by calling customer care if you still face the issue in checking your balance.
The information which you provided are really just awesome.
Thank you for sharing your thoughts and information.
This article will be the solution for many banking problems.
really going to banks just for checking balance and also to check updates is a tiresome job and it should not be done by intelligent people, atleast by literates when such facilities are available. Anyways, thanks for the information.
hi, very good info…
but how to identify that the information is of my account?
Please guide.
thanks
Please complete registration process before using any service.
Code=###
Tid=###########
now which registration they want??
It’s very helpful thanks. SBI is fortune 500 companies ? I never heard of this. thanks anyway
i m sbi ac. holder. my atm card is block and customer care executive said to me u have to go your home branch but i m vry busy now days and i can’t go plz hlp
is it very safe??
nd is there any charges for sms banking?
Yes, its safe. Its directly associated with SBI.
Hello,
Today I got a message from SBI about my current balance though i did not do any transaction today.
Kindly suggest is there any problem,i am not understanding why did they send message about my current balance.
Any charges or not? . .sbi
No Additional charges for Balance Checking, normal Operator SMS charges applicable.
@Nishat Usually you get balance update When someone deposits the money into your A/c. Try checking your Mini Statement for more details 🙂
A very good service by SBI but i have jst one doubt! How does it give my bank details without knowing anything about my account? Is my phone number being used?
@David,
Your Mobile is linked to your account number which will be sufficient to pull out your account Balance 🙂
Cool. Thanks for responding.
useful for me.. thanks..i was searching for it from so many days.:)
Really helpful article .. bdw can we use sbi app also to check balance
How to get IMPS number on my account no
Though saccept stage done ,sbi doesn’t complete the full registration process. They r telling to visit atm /branch which is not possible for me at present..please advise
i have done all the steps you mentioned..no problems arose till accepting terms and conditions..i got sms from sbi “thank you for accepting T&C,you can now do transactionsover sms banking”.but whenever i’m trying to know my balance they are sending “please complete registration process before using any service”..what to do..please help..
Is this chargable balance nd mini statmnt
State Bank anywhere application is also more helpful for android.
Nyc information dud…..
Recently I did one on line purchase through my SBI debit card. Previously one required the card number and the secure code to complete the transaction but in this instance I was asked only the card number (and name printed on it) and my mobile number(No secure code!). OTP was sent to the number I provided and the transaction was successfully completed.
What if some else has my card number (which is rather easy to get) and uses his mobile to do the same ?
Very nice
Nominal sms charges might apply. No premium charges i believe.
Great article. This is to much helpful for me to know my bank account detail.
Thanks for sharing
Sbi is great bank
I’ve send a text message “MBSREG” to the given number. And i was given user id and default MPIN.
But when i change the MPIN, (may be i wasnt sure the way the way how to changed) and sent an agreement text again using my new MPIN, then no Registration confirmation message came…
So i am in need of help..
Great article. This is to much helpful for me to know my bank account detail.
Thanks for sharing
Iam so happy im sbi costomer our near market sbi bank to easily cash deposit & withdrawl any information is very soon thanks sbi branch dobal dist bhadrak
Very useful information. Thanks SID.
how can i check my Balance ojf SBI account on internet ?
You have to log into your Net banking account for that.
I am so happy im sbi costomer our near market sbi bank to easily cash deposit & withdraw I any imformation is very soon thanks sbi branch
I am getting following message while registering :
Please complete registration process before using any service. Code=xxx Tid=xxxxxxxxxxxxxxx
Please help what action to be taken ?
i like very much
hello friends i send the new mpin number but didn’t give any response. so plz clear f
this doubt
could anyone suggest me how can change Default MPin into new Mpin in SMS banking or Plz tel me the format to change Default MPin
I’ve send a text message “MBSREG” to the given
number. And i was given user id and default MPIN.
But when i change the MPIN,and sent an
agreement text again using my new MPIN, then no
Registration confirmation message came…
please help..
how can i change old Mpin to new Mpin it always say new Mpin must contain 1 number nd 1 character…i changes bt it alway come like this…pliz help….
HI Siddharth,
thank you for this post, but we need to have our mobile number registered to SBI bank before we get SMS for balance. Also, they do charge 15 per year or something like that for getting SMS
Easy nd Simple.u can do first ur ph no register .go ur mgs box ..and type REGAc no.. and send to 09223488888…then ur mobile no be automatic register…so then .whenevr u want check ur Ac..balance so give to misscall this no ..then SBI send u ur balance.09223766666..
Ohh sry ..above i leave comment .(REGAc.no)this is wrong ..u do REG Ac.no